Aetna US Healthcare:
Please be advised that Aetna US Healthcare will NOT process any new business case unless you are LICENSED, APPOINTED and have a VENDOR NUMBER. They will make NO exceptions to this. Any case received without a Vendor Number will be returned.

If you are contemplating writing Aetna US Healthcare business in the near future please call Mary Ann at extension #21 for the appropriate licensing and appointment papers.

GHI:
The new PPO plans from GHI have been available since late 2000. Do not overlook this true PPO throughout New York State. Co-pays of $5, $10, $15 or $20 are available with out-of-network deductibles of $500, $750 or $1,000. Rates are available in either two or four tier and are priced according to region, such as Downstate, Mid-Hudson, etc. Please remember that the full GHI PPO network includes doctors and hospitals in Florida, Arizona, Nevada and other areas where New Yorkers may have second homes and travel. Pricing is extremely competitive.

CIGNA:
Keep in mind CIGNA Healthcare's HMO programs. The $20 co-pay plan with an Rx card of 10/20/40 is only $216.27 per single in the downstate area. The CIGNA HMO program is one of the few plans that currently can be written without an RX card, this would bring the single rate to only $178.95 with a Family rate of $486.13.

Horizon Healthcare:
Horizon Healthcare has a new network available called the VISTA network. This is a growing network in New York State with rates lower than the current Multiplan program. The VISTA network is available as a PPO, EPO and HMO. Please note that all Horizon products pay a 5% commission to the agent with the exception of the VISTA HMO which is only 3%.

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