Please note that the second quarter 2000 rate comparisons are now posted here. Rates have increased from a low of 1.5% for GHI and Oxford to a high of over 8.0% for Aetna US Healthcare.

DENTAL BENEFITS PLUS:
Now available from FILCO, this discount dental plan is only $8.95 per month which includes the entire family. Over 13,000 dentists nationwide with over 1,300 in the Greater New York Area. Guaranteed, low contracted prices on over 170 dental procedures, including crowns, root canals, dentures and braces. There is NO CHARGE for routine exams and bite-wing x-rays.

DBL / New York Statutory Disability:
Do not overlook this state mandated benefit that is required coverage for ALL corporations in New York State. FILCO represents Presidential Life Insurance Company for this valuable coverage. Rates are only $3.50 per month per male employee and $7.25 per month per family employee. Annual rates are discounted. Complete the simple application and send to FILCO. No deposit check is required and Presidential will send the appropriate billing notice. REMEMBER this coverage is REQUIRED by New York State. For your convenience, an application is attached to this news letter.

Basic Medical Plan:
FILCO has reviewed the available Medical Plans for the second quarter 2000 and for those clients that need basic medical coverage we recommend the following:

United Healthcare’s POS Plan P with a $20 Co-pay, the single rate is only $239.12 for this plan with an excellent network and telephonic referrals which are good for one year on the same diagnosis. Includes a $10/15/25 Rx card.

Horizon Healthcare’s PPO Plan with s $30 Co-pay, the single rate is only $228.50. Since this is a PPO plan, no referrals are necessary. Includes a $10/25/50 Rx card.

CIGNA HMO Plan #3 with a $20 Co-pay, the single rate is only $209.27 and includes a $10/20/40 Rx card.

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