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Ancillary Business

Retiree Medical Coverage

 

Retiree Medical Coverage - Alternative 2
Ancillary Business

ALTERNATIVE # 2: ACTIVE OR RETIRED, AGE 65 & OVER,
Available in NEW YORK Only
 
FIRST UNITED  
MEDI-GAP PLAN F PAYS  
   
Part A Deductible of Medicare
61st day to 90th day 198 a day
91st day & after – using 60 lifetime reserve days 396 a day
Once Lifetime Reserve Days are used:  
Additional 365 days 100% of Medicare Eligible Expenses
   
Skilled Nursing Facility Care  
21st day to 100th day Up to $99 per day
   
Blood Up to 3 pints
   
Part B Doctors and Surgeons  
Medicare deductible – approved amounts $100
   
Part B Deductible  
Excess Charges 20%
Above Medicare Approved Amounts 100%
 
Quarterly Rate: $611.00
Available in New York Only

 

Optional Drug Plan through NDHS (National Discount Healthcare Solutions) which can be purchased with the above Medi-Gap Plan. This drug plan cannot be sold without the Medi-Gap plan.

 
Cost of Prescriptions:  
Formulary/Generic Drugs $10 co pay per RX
Formulary/Brand Drugs $20 co pay per RX
Non Formulary Drugs – AWP (Average Wholesale Price) up to 45%
 
Cost of RX Plan (includes vision and dental benefits):
Individual $ 90.00 per quarter
Family $120.00 per quarter
No Age Restrictions
 

 

 
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