Fiduciary Intermediary Ltd. - F I L C O was formed in 1989 and is managed by its controlling shareholders, William J. Pappas and Philip A. Fina.

	FILCO is dedicated to its goals of being a major force in the Group Benefits business, providing the finest products and services to its licensed producers and their insured's.
	FILCO strives to combine traditional business with today's technology. The service we provide has no effect on your compensation; we are a value added to you and to your client.
	FILCO provides a Continuing Education facility for licensed Life and Health agents.
	FILCO is also committed to its original goals of achieving excellence as a Reinsurance Intermediary and exploring niche markets with proven profitability.