As the August sun is setting in the final days of summer, and kids are heading back to school, the 4 th quarter is revving up for next year! September is an extremely active month in the health insurance industry! Next month, all 2019 plans and rates will be released, and carriers will be hosting Broker events highlighting their latest plans on the market. The first step in on the path to success is proper planning and it starts with obtaining critical knowledge and having a great support team. We have outlined below all the carrier events that have been announced so you can reserve time on your calendar and plan accordingly. At FILCO, our team is dedicated and committed to providing you with the best support in the industry and ensuring you are prepared with all the knowledge you need to have a successful 2019!
Save the Date for FILCO'S EXCLUSIVE Broker event in New York City on Wednesday, October 3rd.
Are your clients asking questions about ASSOCIATION plans? Looking for innovative and CREATIVE COST SAVING SOLUTIONS for your clients (or prospective clients) for 2019? This event will be an invitation ONLY event and seats are limited ! If interested in attending reserve your seat ASAP with Ilana Arbeit or Colleen Visconti .
Carrier Highlights and Upcoming Events
Do Not miss out on upcoming carrier seminars to learn about new plans an opportunities for your clients for 2019!
3 Different opportunities to learn about 2019 small group products
As of August 1, 2018 the state of NJ has enacted a new benefit mandate that requires insurance coverage without cost sharing for digital tomosynthesis (3-D mammography) to detect or screen for breast cancer in women over 40.
Stay up to date with FILCO Blog and Calendar
Please note that the FILCO offices will be closed on Monday September 3, 2018 for Labor Day,
Unbelievable! TriNet now has an exclusive program with AETNA to compensate Brokers $26 PER EMPLOYEE PER MONTH for any NEW groups enrolled with TriNet for ANY NY small group cases (not already enrolled with a PEO ). They can be currently enrolled with ANY other carrier (not just AETNA) and AETNA will pay this additional comp! WOW! As the Broker, you will receive your TriNet Broker comp AND the AETNA comp each month! It’s a WIN/WIN!! Increase your revenue while enrolling your clients with a highly technology advanced PEO!
PEO Sales Manager Colleen Visconti is always available to answer at
732-704-5079 or firstname.lastname@example.org with any questions and/or opportunities.
Senior Care Update - OEP is back!
Medicare’s OEP is back!
Medicare’s Annual Enrollment Period occurs every year from October 15 th to December 7 th when Medicare Advantage and Part D Prescription plan members can switch plans, drop their current coverage and return to original Medicare or start a new plan. As agents, this time frame not only creates a great selling opportunity, but this year there’s also a New Open Enrollment Period which will run from January 1 st to March 31 st of 2019. Normally one can drop an MAPD plan at this time and return to original Medicare, but this year you can also switch between Medicare Advantage plans or join one for the first time if you currently have Original Medicare and a Part D plan. The main differences from AEP are that it does not allow you to switch between Standalone Part D plans and the member only gets one chance to change within that three month time frame, unlike AEP when you can make as many changes as you like with the last choice being your final.
Bottom line; the new OEP is great for brokers as it gives your clients more time to research and make the right plan choice. Let us help you complete your carrier appointments before the Medicare selling season starts.
How much is Medicare increasing in 2019 for your NY clients? Click on UHC Medicare Supplement proposed rate increase for NY 2019 which will go into effect March, 2019.